Miami Firm Finds the Path for Investors to High-Yield, High Quality and Short Maturity Investments from On-Line Lenders

MIAMI, Nov. 12, 2014 (GLOBE NEWSWIRE) – Ethos Private Wealth, a Miami-based investment advisory firm, announced that it has partnered with on-line lending platforms and industry experts to launch a turnkey marketplace lending strategy for investors seeking high yield through short maturity and non-correlated securities. The Specialty Income Strategy provides all elements investors need to get educated, get started and get a professionally managed portfolio composed of loans originated by established marketplace lending platforms.

With the advent of no-middleman P2P marketplace lending, borrowers have been shifting away from traditional bank lending channels. Ethos helps empower investors to methodically invest in securities originated through firms such as Lending Club, Prosper and others to achieve high yields through short term investments originated from creditworthy borrowers.

Based on U.S. Federal Reserve data dealing with consumer credit from 1985 until 2013, banks received an average spread of 9.18%. In addition, over the past 26 years, there was a positive lending spread in all 26 of 26 years. These investments have been unavailable to investors until recently.

“We identified a win-win partnership, and brought it to our clients,” states Matthew Lapides, founder of Ethos Private Wealth. “Most investors have been tolerating low yields. Now, we are accessing low volatility, short term securities with acceptable yields. Many investors simply need professionals to guide them in the right path. That’s what we do. Through Ethos, investors essentially become the bank and directly invest in the same loans that banks have achieved nearly double digit yields for over 25 years. We provide the tools necessary and have fully transparency in the strategy.”

“Most investors may not be familiar with marketplace lending,” states Jeffrey Ordonez-Triana, a subject matter expert with Ethos. “Just because you have not heard of something doesn’t mean that it’s new. With nearly a 10 year history, most investors don’t have this on their map yet, but they will. Our Specialty Income Strategy helps investors overcome the central challenge of low yields and high volatility across asset classes. Since Ethos is independent, we serve investors to identify the right solution instead of pushing a product.”

About the Specialty Income Strategy: This turnkey strategy provides education, manager selection, third-party custody, investment selection, analytics and reporting. Ethos provides exclusive access through various channels to prime rated marketplace loans. Funds are only placed with lending platforms meeting stringent due diligence requirements and that can accommodate electronic loan screening and selections.

About Ethos Private Wealth: Ethos is a privately held Federally Registered Investment Adviser based in Miami. Ethos works with investors to provide personalized investment planning and asset management strategies through the phases of wealth accumulation, preservation and transition. Registration with the SEC as an investment adviser does not imply any level of skill or training.

CONTACT: For more information about the Ethos Specialty Income Strategy, please contact Matthew Lapides, President and CEO, (305) 602-1000 or mlapides@ethosprivatewealth.com.

Miami Firm Launches Platform for Banks to Access and Manage Investments With On-Line Lending Partners

MIAMI, Nov. 10, 2014 (GLOBE NEWSWIRE) — Ethos Private Wealth, a Miami-based investment advisory firm, announced that it has partnered with on-line lending platforms and industry executives to launch the Treasury Income Strategy. This turnkey marketplace lending platform is built for banks seeking low duration instruments with attractive yields for their excess treasury cash. The Treasury Income Strategy is designed to meet stringent bank regulatory requirements and provides education, due diligence, analytics, third-party custody, asset management and ongoing oversight through a range of marketplace lending investments.

With the advent of the P2P marketplace lending industry, borrowers have been shifting away from traditional bank lending channels. Ethos is helping to bridge the gap and allowing Banks to plug into a platform to construct custom risk managed portfolios with full administrative support through on-line credit platforms such as Lending Club and Prosper.

“We have identified a win-win partnership and built a platform around it,” states Matthew Lapides, Founder of Ethos Private Wealth. “Many banks simply need professionals to provide education, insight and the right path to access this asset class. That’s just what we do; we set-up for a turnkey solution for banks to access low duration, attractive yields with acceptable risk and feel comfortable in meeting their regulatory requirements.”

“Most banks that we have engaged were not familiar with this space,” states Jeffrey Ordoñez-Triana, a subject matter expert with Ethos. “Just because you have not heard of something doesn’t mean that it’s new. With nearly a 10 year history, most banks don’t have this on their map yet, but they will. Our Treasury Income Strategy helps overcome the central challenge of low yielding treasury investments faced by banks. Since Ethos is independent, we serve as a bank partner, not a product pusher, in identifying the right solution from a spectrum of choices.”

About the Treasury Income Strategy: The strategy creates a streamline process around a bank’s entrance, management and administration of excess treasury funds into marketplace lending. The strategy allows for multiple manager selection, third-party custody, administration, tailored investment selection, analytics and reporting while having great attention on meeting regulatory requirements. Ethos provides multiple access points to unsecured and secured prime marketplace loans. Funds are only placed with lending platforms that meet strict regulatory requirements, have available loan history specializing in peer-to-peer loans and that can accommodate electronic loan selections.

About Ethos Private Wealth: Ethos is a privately held Federally Registered Investment Adviser based in Miami. The firm works with investors and institutions and provides thoughtful investment strategy and intelligent asset management solutions. Registration with the SEC as an investment adviser does not imply any level of skill or training.

CONTACT: For more information about the Ethos Treasury Income Strategy,
         please contact Matthew Lapides,
         President and CEO,
         at (305) 602-1000 or mlapides@ethosprivatewealth.com