Investment Management Process
We use a process that assures we connect your goals and objectives with your overall investment portfolio. The approach is an institutional one, and helps us to most effectively manage client assets.
Areas of consideration that are discussed may include: the need for growth, income requirements, current or future tax considerations, liquidity requirements, time horizon, unique restriction or other matters.
We assist you in completing a Risk Tolerance Questionnaire that serves as a guide to determine the type of portfolio we believe to be best suited for you.
An IPS serves as a document that defines your objectives and expectations. It also serves as a record of an asset allocation strategy that reflects the proposed strategy and is approved by you.
Investment vehicles and managers are selected and the portfolio is assembled using institutional managers, passive strategies, and other vehicles that are consistent with the IPS.
Assets are invested through our portfolio management system with great diligence. Our transactions are entered through electronic and secure methods to allow effective management and minimize transaction related costs.
We constantly monitor clients` portfolios using independent research and alert tools to assure we are maintaining the directives of the IPS. At least quarterly, you will receive a detailed Quarterly Performance Report. This serves as a report card and measures performance, asset allocation and transactions during the previous three months. You can count on us to watch for red flags, and advise you when performance isn’t up to par. We also use this tool to assess your portfolio against your particular benchmarks and objectives.