Get informed about private lending.
What is Marketplace Lending?
A marketplace that matches borrowers with investors.
Marketplace Lending Growth
More than $1.5 billion of new loans have been originated in the past 3 months through P2P marketplace lending.
Source: Lending Club, Prosper, Funding Circle, Zops, Rate Setter, Libertum
Yield comparison: then and now
Over 25 years, what has changed and what has remained the same?
Source: U.S. Federal Reserve
Credit Card Yields and Losses
Since 1985, banks have received an average of 9.18% of net yield on their consumer credit investments.
Source: Federal Reserve
*Avg. credit card interest rate – credit card charge-off rate = estimated lending spread on consumer credit (1985 to 2013)
The ETHOS Advantage
Where do you start? Have more questions? Investing is private lending is easier when you know the right path, and ETHOS helps you to get started in a responsible way. We love answering questions, and helping investors find predictable high yielding short term instruments to incorporating into their portfolios.