Frequently Asked Questions

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Financial planning is more than punching data into a computer, and professional investment management is much more than just picking stocks.  We look at the big picture. How your assets are invested is only one part of a plethora of coordinated long-term strategies that are designed and executed in partnership with you.  Ultimately it is a personal decision.  An online retail account may be right for you if you have the time and interest in developing and managing investments on your own. Investing is intricate, time consuming and the stakes are high in trying to figure it all out and serving as your own guinea pig.

Ethos Private Wealth is not a custodian, which means we do not directly hold any investments.  We use several custodians to fit your different needs. Most of our larger accounts are held at Charles Schwab & Co, Inc.  Alternatively, we may elect to custody your funds at StoneX Group or Inspira Financial for other specific needs.

*There is no form of legal partnership, agency affiliation or similar relationship between Ethos and Charles Schwab & Company, Inc. or any other custodian we utilize.

We serve clients as a true Fiduciary.  That means that your best interests must always come first.  We are aligned with you to assure that your best interests remain the top priority.  As a fee-based advisor, our primary compensation source are Advisory Fees, that is, a fee that is based on a percentage of assets under our management.

No. Ethos Private Wealth is independent and the vehicles we use are tailored to the needs of our clients.  This is our major distinction from most other financial services firms and brokerage houses.  We don’t have any parent firm pushing us to offer their own products.  We construct portfolios around your unique needs.

It all begins with a conversation.  We want to hear your story and give you the opportunity to learn more about ours.  A quick call or email is the first step in a meaningful journey together.  

Yes, we are great at sharing choices with investors and addressing benefits and drawbacks of those choices.  We offer guidance for right now and help you understand the long-term implication of those choices.  Before any decision, we can help you consider investment options, fees and expenses, penalty-free withdrawals, Required Minimum Distribution considerations, and tax considerations.  Be sure to speak with a tax professional before taking any action. 

We work with people that have amassed wealth that are prolific connoisseurs of their own fields, but not in finance.  While we can read articles on WebMD, my brief reading of heart conditions in clearly not as advanced as a cardiologist.  We know what to ask and we'll use terms that you will understand.  We can help educate you to be more financially comfortable and financially fit.

Sure, we hear it all the time, "I'm good" or "I've got it".  Most often, folks are good, until they are not.  They are impulsive to buy, but what is the sell strategy?  We help people stay within guideposts with their investments, but more often we assist families in matters unrelated to investment management, even though we are very proud of our results.  Success is a result of combining multiple successful strategies; investment management is only one.  From many years of working with clients, and being students of the business, we have been able to find more effective ways to manage wealth, avoid risks, minimize taxes and transition wealth to the next generation.  For most, that's a bunch to have on the plate.  Also, if something happens to you, the center of knowledge about your family's wealth, what does your family do?  We provide continuity to life plans and currently serve many families through 3 generations.