Your Unique Journey
No matter where life takes you, having expert guidance can make all the difference in ensuring you're on the right path. Much like planning a journey, there are various routes to reach your goals. By truly listening to your story, we gain valuable insights into your aspirations and concerns. Our interactive approach provides you with personalized advice and information, empowering you to make informed choices that can lead to a range of positive outcomes. Your future is our priority, and we equip you with the knowledge and tools to help you achieve it.
At Ethos, we understand that the investment world can seem complex. That's why our team is dedicated to breaking down industry jargon into clear, understandable language. Feel free to ask any questions. There’s no judgment here. We are committed to understanding your unique financial situation and providing thoughtful, transparent answers tailored to your needs.
Planning Ahead
One of the most common questions we hear is, “Do I have enough?” This could pertain to retirement, education, a new home, or other financial goals. To provide a meaningful answer, we first need to understand what “enough” truly means to you.
At Ethos, we believe that the best way to address this question is through a comprehensive understanding of your goals and the resources available to achieve them. While the concept may seem straightforward, the reality can be complex, varying significantly based on your unique circumstances.
Our team will conduct a thorough analysis to see how all the elements of your financial picture fit together. This serves as a foundation to evaluate the potential impacts of your choices and options. By leveraging advanced software and drawing on decades of experience, we will help you explore your question of “enough.” Together, we will outline the different paths available to you based on the decisions you make throughout our partnership.
Investment Management
The Ethos team accesses a broad range of financial solutions to meet your needs through our own proprietary investment strategies, business partners and affiliations. Your financial plan sets the course in building a portfolio based on your personal journey and attitudes towards risk.
Studies confirm our belief that the overwhelming determinant of investment success is usually not based on a specific stock or fund selection, but how the assets are divided among asset classes (e.g., cash, stock, bonds, etc.). But, how does one make these decisions? Ethos seeks to deliver consistent long-term performance through the assembly of rules-based strategies and diversification. This takes the emotion out of investing and results in decisions based on rules rather than on hunches and speculation.
Building Wealth for Generations
It is not a single strategy, but a combination of successful strategies that allow families to build multigenerational wealth. It requires involvement, education, gaining and passing along wisdom and providing the proper controls to assure that possible risks are either avoided or transferred. We can help you navigate this concept to assure that your family will have the best opportunity at success for generations to come.
Our Core Services
Retirement Planning
Will you have "enough" income from social security, pension, portfolio income, passive income or large liquidity events?
Business Owner Planning
Methods to keep, monetize or transition the wealth you have built in your business in accordance with your goals.
Tax Minimization | Risk Management
Tax Minimization | Risk Management
Understanding, avoiding or transferring the risks of breadwinner death, lawsuits, risk to real property and risk of health. Methods to minimize tax exposure during your lifetime, identify tax favored solutions and effective wealth transition.
Education Planning
Education Planning
Tax Minimization | Risk Management
Assuring you are meeting the funding goals of your direct or multi-generational family education desires.
Estate Planning
Education Planning
Estate Planning
Assuring that your wishes are met without confusion when you pass.
Digital Assets
Education Planning
Estate Planning
Assisting you with custody and investing in Digital Assets.